We understand the rights and remedies available to the lender faced with a non-performing loan, and can assist in devising strategies for loan enforcement and recovery. We understand the nuances of California’s “anti-deficiency” protections and “one-action rule,” and can effectively help a lender through borrower and guarantor minefields. We know how to integrate foreclosure and receivership actions with actions against guarantors and other third-parties to maximize the lender’s recovery. In the workout context, we understand the importance of pre-negotiation agreements, confidentiality agreements, standstill and forbearance agreements, and other, similar documentation. We also understand the post-foreclosure risks to lenders and the disposition process for lender-owned properties.